Subscribe | Advertise

FROM OUR PARTNERS

Black Crow AI helps merchants recognize 100% of returning users and predicts shopping behavior patterns so you can effortlessly acquire more sales.

Their Shopify app plugs into your tech stack with zero development work required. And everything is set up for you to see clear incremental revenue so you can judge the value for yourself during a 30-day free trial. 

Their team is so confident you’ll see 5-8X ROI that they’re offering a $100 Amazon gift card to Shopify brands with $2M+ in annual revenue just to get a demo.

Recently, I was asked if I were given $100k today, how would I invest it?

I reflected a bit on this question.

Assuming:

First, I’d look at other households - what benchmarks can I use to guide my decision-making?

Let’s start with average households. The US Federal Reserve provides a rare glimpse into asset allocation by household net worth tier.

Let’s take a look at the $100k tier:

Now let’s consider above-average households.

Here’s a conventional net worth allocation recommended by Financial Samurai for people who are willing to work until the traditional retirement age of 65+:

These are a couple examples of benchmarks I would consider.

I would dig into the “why” behind these allocations and see if they align to my goals.

Here’s how I would allocate $100k: